HSBC Personal Line of Credit (Balance Transfer)

HSBC Personal Line of Credit (Balance Transfer)

HSBC Bank
Loans Type : Personal Loan
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Features & Benefits

Enjoy these benefits when you transfer funds

Benefit from Personal Line of Credit Balance Transfer.

  • 3.20% p.a. for 6 months* with processing fee of S$88 (EIR: 5.12% p.a.#)
  • 4.88% p.a. for 12 months* with processing fee of S$88 (EIR: 6.77% p.a.#)

Plus, enjoy a waiver of processing fee for approved amount of S$10,000 and above.

Here's how much you can save based on a Balance transfer amount of S$10,000.

  6 months 12 months
Interest payable with other banks'
credit card at 25% p.a.
S$1,250 S$2,500
Transfer funds 3.20% p.a.
(EIR is 5.12% p.a.#)
4.88% p.a.
(EIR is 6.77% p.a.#)
Interest payable with balance transfer S$160 S$488
Upfront processing fee $88 Waived $88 Waived
Save up to S$1,090+
(up to 87% savings!)
S$2,012+
(up to 80% savings!)

# The Effective Interest Rate (EIR) is calculated based on an approved balance transfer of S$10,000 with 3% monthly minimum payment and full payment of the balance transfer amount outstanding at the end of the promotion period. EIR is subjected to compounding if the monthly finance charges are not paid in full.
+ Savings when compared to interest rate of 25% p.a. typically charged on other credit cards.

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