DBS Personal Loan

DBS Personal Loan

DBS Bank
Loans Type : Personal Loan
Features & Benefits

Enjoy fixed interest rate and monthly instalments to better manage your finances.

  • Get cash of up to 4X(1) of your monthly salary (10X(1) if your annual income is S$120,000 and above).
  • Fixed interest rates from as low as 5.88% p.a, with monthly instalments of 1 to 5 years. E.I.R* from minimum 11.32% p.a to maximum of 26.62% p.a.
  • Receive your application status immediately and get cash(2) disbursed to your DBS/POSB deposit account straight away upon approval!.


* E.I.R: Effective Interest Rate – inclusive of 3% (for AIR: 7.99% p.a) or 2% (for AIR: 5.88%) or 4% processing fee (for AIR: 11%).

The above monthly instalment amounts have been simplified for illustration purposes.

(1) DBS may grant such credit limit at its discretion, which may differ from what is requested

(2) DBS will only process applications that meet the bank's internal requirements. Please note that there is a downtime daily from 11.45PM to 8.00AM and application will be pending status during downtime.

(3) Promotional rates for approved account of more than S$3,000 and is applicable for Singaporean/ Permanent Residents.

Welcome Offers
  • Personal Loan at 5.88% interest p.a. when applying through your CashLine Account for tenure of 3 to 5 years. Offer valid until November 30, 2016
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